◆ #1: America's Most Trusted
◆ Pause and Resume
◆ Real Support, 7 Days a Week
◆ Fastest Allowed by Law
◆ No Hidden Fees

◉ 5 Simple Savings Tips For Rideshare & Delivery Drivers

Tag: insurance

Easy and proactive steps to real world savings, insurance discounts, and professional driver improvement.

In recent years, rideshare and delivery services, such as Uber, Lyft, DoorDash, and GrubHub, have become increasingly popular for their customers and as a second career. If you are a driver or plan to become one of these drivers, then we’ve got 5 easy tips to help you save money every month!

5 – It’s All About the Benjamins: Getting Insurance Discounts

Any driver is required to have auto insurance, but were you aware that your personal auto insurance policy does not necessarily shield you from liability for accidents and traffic tickets that occur whilst you are driving professionally! For this reason, many Uber drivers choose to acquire “rideshare” insurance, but those policies can get really expensive. That’s why, if you plan to work for a delivery or rideshare service, you should ask your auto insurance provider if the policy you have allows for a “Voluntary Driver improvement course” in exchange for an insurance discount. Many policyholders have that stipulation already in their policy just waiting to be applied for a nice little discount. If you are eligible, you can easily enroll in a driver improvement course to get that insurance discount and save money today.

4 – If I Could Turn Back Time: Fixing Your Driving Record

Maybe you want to be a driver, but you have an existing ticket on your record. Some states actually allow you to take a “points credit” course to retroactively remove the demerit points on your record that may be there due to past tickets. Plus, removing these points will very frequently improve and lower your current insurance premiums. Some states that offer points credit courses are Alaska, Nevada, New Jersey, and Virginia. For more details, contact trafficschoolonline-dev.plume.co.uk/ or call 800 800 3579.

3 – Stand By Your Plan: Make A Plan To Reduce Daily Expenses

Make A Plan To Reduce Daily Expenses Knowing when and where to drive will help you increase the fare potential during your shifts. Familiarizing yourself with the area you will be driving in will also reduce unnecessary driving and fuel expenditure between locations you may need to utilize during your shift, such as public restrooms and gas stations. Additionally, your plan should include affordable meal prep; put simply, that means you can prepare yourself a weeks worth of sandwiches in advance, for about the cost of a single fast food combo-meal. So save money by bringing snacks with you during your shift, and avoid excess spending on fast food.

2 – Papa’s got a brand-new bag: Special Discounts For Mature Drivers

Special Discounts For Mature Drivers It may not surprise you to learn that most frequent rideshare users are under the age of 30, you may be surprised to learn that, according to a poll conducted in 2017, 54% of Uber drivers are over the age of 50, with almost 25% over 60. It also may surprise you to learn that many insurance companies offer specific auto insurance discounts to senior drivers who pass a “mature driver improvement course”. So, if you are 55+ and looking for a way to reduce your insurance costs, a Mature Driver Course may just be for you.

1 – She Works Hard For The Money: Proactively Protecting Your License

As a professional driver you will be on the road more than the average driver, so your odds of being pulled over for a minor moving violation is substantially higher than that of the average motorist. Non-Criminal traffic tickets, such as rolling through a stop sign, or minor speeding infractions are the number 1 reason for car insurance to go up. Fortunately, most states have a way to prevent a traffic ticket from being seen by your auto insurance company. So if you get a ticket while driving, it’s best to be proactive and contact a traffic school ASAP, before your insurance company has a chance to ding you for it.

We hope this guide to traffic tickets, auto insurance discounts, and professional driver tips to save money has been helpful; so, if you have any other questions about driver improvement courses for insurance discounts, feel free to contact us.

How can talking on my cell phone raise my car insurance rate?

Everyone has a cell phone, and we all make mistakes, but did you know that getting a ticket for using your cell phone or texting while driving can raise your car insurance rates for years? Fortunately, there may be something you can do about it! Every state is different, but some states allow for specific classes that can keep the violation invisible to insurance companies, apply insurance discounts, or otherwise make a serious financial impact on the costs accrued due to that cell phone ticket. Below are 3 easy examples, listed by state, of what you can do when you get a cellphone ticket.

 

In the case of Arizona, a cellphone ticket (Violation Code 28-914) can be mitigated with a Defensive Driving School (DDS), thus preventing your insurance from going up by as much as 30%. Click HERE for more details.

 

In Oregon, a standard cellphone ticket for a first-time offense (ORS 811.507) can carry a $1,000 fine! Yikes. Did you know that the court can suspend that cost if you take a state-approved Distracted Driving Avoidance course?

 

For California, cell phone tickets are fairly unforgiving (Vehicle Code Sections 23123 and 23123.5 CVC). While the base fine for a first-time cell phone ticket is $20, with 2nd offenses increasing to $50, when you factor in the other processing fees and fine assessments, you’re looking at up to $250, and that is before the insurance company sees it. Although there is no California class to prevent this outright, senior drivers (aged 55+) may be able to attend a Mature Driver class to reduce that financial impact by applying for an insurance discount. Read our California page for more details on the CA Mature Driver course.

 

What if my car insurance company has already seen the cell phone ticket on my record? Insurance companies calculate some of the biggest factors when determining your rates as the presence of previous tickets and demerit points, such as distracted driving, texting while driving, or just plain speeding tickets. But did you know that some states have a way to add safe driving points or remove demerit points from your record? You only need a few hours and a standard-issued driver’s license. – Nevada grants Nevada drivers a 3-point credit for taking a simple 5-hour class. – Virginia offers a class for a 5-point credit to your record! – New Jersey permits a 2-point credit. – Alaska allows you to add 2 safe driving points or reduce 2 demerit points.

 

Not all cell phone tickets for talking or texting while driving carry demerit points, but they will still appear on your driving record and can be seen by your auto insurance provider. With that in mind, you may have a secret weapon that not everyone knows about. Some insurance companies allow voluntary driver improvement programs that can grant you insurance discounts, even if you have previous tickets on your record. So be sure to contact your insurance company; if approved, enrollment is just a simple phone call away 800-800-3579. We hope this has given you the tools to obtain safe driving points, fight back against the results of cellphone tickets, and counter the rising insurance costs associated with them.

What if my car insurance company has already seen the cell phone ticket on my record?

Insurance companies calculate some of the biggest factors when determining your rates as the presence of previous tickets and demerit points, such asdistracted driving, texting while driving, or just plain speeding tickets. But did you know that some states have a way to add safe driving points or removedemerit points from your record? You only need a few hours and a standard-issued driver’s license.

  • Nevada grants Nevada drivers a 3-point credit for taking a simple 5-hour class.
  • Virginia offers a class for a 5-point credit to your record!
  • New Jersey permits a 2-point credit.
  • Alaska allows you to add 2 safe driving points or reduce 2 demerit points.

Not all cell phone tickets for talking or texting while driving carry demerit points, but they will still appear on your driving record and can be seen by your auto insurance provider. With that in mind, you may have a secret weapon that not everyone knows about. Some insurance companies allow voluntary driver improvement programs that can grant you insurance discounts, even if you have previous tickets on your record. So be sure to contact your insurance company; if approved, enrollment is just a simple phone call away 800-800-3579.